In an industry where trust is everything, hundreds of satisfied customers have chosen Pacific Associates to help them get out of debt. We couldn’t be in business for over 20 years without providing our customers with an unmatched level of service.
Secure Your Debt
Savings Today
What We Do
Save hundreds each month by consolidating your debt with our 0% hardship program. When credit card companies charge such high interest rates, it is nearly impossible to get out of debt. Pacific Associates has the number one rated hardship program in the nation that not only cuts your monthly payments in about half, but more importantly with no interest, you will be out of debt in 24-48 months!
We have been in business for over 20 years and are proud to have an A+ Rating with the Better Business Bureau. Click the link below to read our customer reviews. Call 866-295-7500 to speak to a debt specialist or simply fill out the form and we will send you more information.
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Why Choose Us
You’ll Say Goodbye to High Interest Rates
Our debt assistance program offers relief to high interest rate credit card debt.
We Provide Help When You Need it The Most
Our client service team is here for you 24/7. We’ll help you get back up onto your feet.
Customer Satisfaction Gauranteed
We genuinely care about our clients. We promise the best customer service and care.
What Our Customers Say
“I initially contacted Pacific Associates after receiving a letter in the mail and the process was easy. Shain and Roger explained every step of the process to me. Whenever I had a question regarding the next step, someone was always available to answer my questions by email or phone.”
– JENNIFER W.
“From day one they took care of everything. They call you back right away and keep you up to date on everything. I would highly recommend Pacific Associates to anyone. They have the best customer service bar none!”
– DAVID G.
“I worked with Roger Yong with Pacific Associates and had an exemplary time. I have already recommended this company to my family and friends.”
– MELVIN B.
“Excellent company to do business with. Any problems with creditors that arose was taken care of immediately. I highly recommend them for anyone with a credit problem.”
– VIC G.
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, according or legal advice or credit repair services. We do not offer debt settlement services in all states and fee may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in your being subject to collections or being sued by creditors and may increase the outstanding balances of all your enrolled accounts due to the accrual of fees and interest. Negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.